Privacy Policy
 


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    Over Limit Fees

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This privacy statement covers the site http://www.debtcrushers.com, and expressly states:

1. What personally identifiable information debtcrushers.com collects.
2. What personally identifiable information third parties collect through http://www.debtcrushers.com.
3. What organization collects the information.
4. How debtcrushers.com uses the information.
5. With whom debtcrushers.com may share user information.
6. What choices are available to users regarding collection, use and distribution of the information collected.
7. What types of security procedures are in place to protect the loss, misuse or alteration of information under debtcrushers.com control.
8. How users can correct any inaccuracies in the information.

If users have questions or concerns regarding this statement, they should first contact debtcrushers.com's privacy department at info@debtcrushers.com.

Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our Web site.

debtcrushers.com is not a credit counseling agency, debtcrushers.com is a free referral service whereby you may enter a request for a free consultation for a product or service related to credit and debt, and that information is transferred to an agency who provides the service or product you requested a more information on, and who does so in the same general geographic area as the address listed in your free quote request.

Free Quote Request
We request information from the consumer when a consumer is requesting a free quote on a product or service, such as (name, address, telephone number etc.). A user must provide detailed information about the Free Quote Requested, including the location where the service is requested and information about how to contact the person who is requesting the service. This information is used to match consumers with appropriate service professionals. The information may also be used to contact the consumer to verify or clarify their Free Quote Request. This information is provided to an appropriate type of agency who services the geographic area where the Free Quote Request is located. This information is provided to not more than one agency, and is provided to the agency such that the agency can contact the consumer who completed the Free Quote Request in order that they may offer a free quote, free consultation, or other arrangements agreeable to both the consumer and agency. Consumers are urged to inquire with agencies regarding their individual privacy policies.

Third Party Advertisers
debtcrushers.com does not share Web site usage information about users with third parties for the purpose of targeting our Internet banner advertisements and there are no third party advertisers collecting information from visitors to debtcrushers.com

Sharing of Consumer Information

We share personal information, such as telephone numbers, physical addresses and email addresses only when an approved member of our service professional network matches the geographic proximity and the product preferences as provided by the consumer during their free quote request. No personal information is shared if there is not a match between the Free Quote Request submitted by a user and a member of our service provider network.

Cookies
A cookie is a piece of data tied to information about the user and stored on the user's computer. We do not use cookies in any form.

Business Transitions
In the event debtcrushers.com goes through a business transition, such as a merger, being acquired by another company, or selling a portion of its assets, users' personal information will, in most instances, be part of the assets transferred. Users will be notified via email and a prominent notice on our Web site for 30 days prior to a change of ownership or control of their personal information. If as a result of the business transition, the users' personally identifiable information will be used in a manner different from that stated at the time of collection they will be given choice consistent with our notification of changes section.

Choice/Opt-out
Consumers may opt-out of our database at any time by emailing info@debtcrushers.com. We may send emails to you from time to time for related products and services that may be of interest to you. It should be noted that the only consumer information in our database is that which is provided to us willingly by consumers, if you do not want to have your information in our database then the best choice is not to provide it in the first place, however consumers may request their information be removed from our database after the fact, at any time.

Users who no longer wish to be in our database may email us at info@debtcrushers.com

Users who wish to change or correct their information contained in our database may do so at info@debtcrushers.com


Links
This Web site may from time to time contain links to other sites. Please be aware that debtcrushers.com is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.

Security
This Web site takes every precaution to protect our users' information. When users submit sensitive information via the Web site, their information is protected both online and off-line to the best of our ability. Data that is captured online is kept online for typically less than 24 hours but as much as 72 hours before it is removed. Only authorized individuals with appropriate username and passwords are allowed access to data that is captured online. Computers containing data that has been captured online, which are connected to the internet, are protected by a variety of means including but not limited to multiple router/firewall protective measures as well as software firewall and anti-virus protections. We take the security of your data seriously.

Credit Cards and other Financial Instruments.
Since we are offering a free referral service to consumers, no financial information is ever requested with regard to credit card account numbers or other information which might be used for transfer of funds. We do not ask for or otherwise obtain information such as credit card account numbers, debit card numbers, drivers license numbers, checking account numbers, or social security numbers.

Notification of Changes
If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We will use information in accordance with the privacy policy under which the information was collected.

If we use personally identifiable information of consumers in a manner different from that stated at the time of collection we will notify users via email. Users will have a choice as to whether or not we use their information in this different manner. In addition, if we make any material changes in our privacy practices that do not affect user information already stored in our database, we will post a prominent notice on our Web site notifying users of the change.

Contact Information
If users have any questions or suggestions regarding our privacy policy, please contact us at:

info@debtcrushers.com